Bob King

FINANCIAL

CHECKMATE

How To “Lock-In” Your Lifestyle Throughout Your Entire Retirement With Purpose

RETIREMENT INCOME SPECIALIST | DECUMULATION STRATEGIST

Purpose-Driven Retirement INCOME Planning

Bob King:

Creator of the Lifestyle

Retirement Lockdown™

is a step-by-step process designed to secure your ideal retirement with precision and peace of mind. It  starts by uncovering your biggest retirement concerns and dreams, followed by analyzing your current financial position. Together, we then create a customized plan to lock in both your essential "Paycheck" and your "Playcheck," ensuring your retirement lifestyle is protected. Next, we fine-tune your income strategy, making sure every dollar is accounted for and optimized for longevity and inflation. Finally, we address life's "What-Ifs" to safeguard your legacy, ensuring you're prepared for anything while leaving behind what matters most.

Creator of the

R.E.T.I.R.E. Method

A purpose driven retirement planning system.  Helping people design and live their best life in retirement…Not just fund it! 

Let’s be honest:  Most people start their retirement planning with numbers…how much they need, what their withdrawal rate should be, how much they’ll receive from Social Security, and what investments will get them there.  But very few stop to ask a far more important question…What kind of life am I actually trying to fund? 

 

Retirement is the biggest life transition you’ll ever make.  If we don’t define what success looks like for YOU first, all the money in the world won’t make you happy.

Bob will help you define and live your ideal retirement.  One filled with Purpose, Meaning, Significance, and JOY!

Bob’s Mission:

Securing Futures with Heart and Purpose

Bob King’s mission is deeply personal. After watching his grandmothers face financial hardship due to poor investments, overspending, and simply bad decisions at retirement by their 2nd husbands (both were widows), he vowed to ensure no one in his care would endure the same uncertainty. For him, financial security isn’t just about money—it’s about preserving dignity, independence, and the freedom to enjoy life without fear and anxiety.

 

Every day, Bob is driven by the belief that retirement should be a time of peace, not worry. His Lifestyle Retirement Lockdown process gives his clients the confidence to live their best lives, knowing their future is secure and their loved ones are protected. For Bob, this work is a calling, and helping others protect their legacy is his greatest reward. No one will endure the same uncertainty during their retirement years like my Grandmothers had to!

Family First

The Foundation of Bob’s Life

For Bob, family is everything.  He and his wife, Theresa, have been married for 27 years.  Together, they are proud parents of three children, Abby, Riley, and Nolan and they treasure the milestones and achievements of each of them. Whether it’s Abby making a difference as a registered dietitian, Riley pursuing her dreams in PA school, or Nolan stepping into the world of business, the pride Bob and Theresa have in their children is palpable. But more than their accomplishments, what they value most is the kind of people they’ve become: kind, respectful, and honest.

Family dinners, weekend visits, or even a quick phone call are Bob’s favorite moments. He believes that family is where life’s richest memories are made and where unconditional support can always be found. Those moments of connection remind him why he works so hard to build a life filled with love, security, and shared experiences.

Golf & Life Lessons:

Integrity on the Greens

Golf is more than a hobby for Bob—it’s a tradition, a teacher, and a bond. Introduced to the game by his father in junior high, Bob quickly fell in love with the sport’s unique blend of skill and character. Golf, as he puts it, is “a gentleman’s game,” where integrity and honesty are paramount. On the course, you call your own fouls and end with a handshake—values Bob has carried with him throughout his life.

One of his proudest achievements is passing his love of the game to his son, Nolan. From the first time Nolan held a club as a toddler to competing in state tournaments during high school, golf has been a shared journey for them. It’s a bond that continues to this day, teaching lessons about patience, persistence, and finding joy in the game—values that apply far beyond the golf course.

Some of Bob’s most cherished memories are playing golf with his son Nolan, his dad, Bob Sr., and his father-n-law Tom, finishing on the 18th green where everyone removed their caps and shook hands! Three generations…Blessed!!!

Faith-Fueled and Community-Focused:

A Life of Service

Faith has been the guiding light in Bob’s life. Introduced to church by his parents, Bob has always found strength and purpose in his relationship with God. Through his faith, he has developed a passion for giving back, particularly through his involvement in his church’s Feed the Hungry program. On the first Wednesday of every month, you’ll find Bob cooking meals and serving those in need—a practice that brings him immense joy and fulfillment.

Bob is always looking for ways to make a bigger impact. When he realized he could stretch the program’s budget, he reached out to Costco for donations, saving the group thousands of dollars. For Bob, helping others isn’t just a duty—it’s a way of life, and one of the ways he ensures his faith has a tangible impact on the world around him.

A Cleveland Sports Fan

Through and Through

Bob’s love for Cleveland sports runs deep—it’s in his DNA. Whether it’s rooting for the Browns during a tough season, watching the Indians surprise everyone by winning their division, or enjoying the Cavs’ exciting moments, Bob finds joy in the ups and downs of his hometown teams. Cleveland, as he puts it, is a city of resilience and grit, filled with Hard-Working people who never give up—a spirit he embodies in his own life.

As a kid, Bob spent countless summer days playing baseball with neighborhood friends, collecting cards from the local shop, and biking to the municipal pool. Those moments instilled a love for sports that continues to this day. Now, as an adult, he enjoys attending games, wearing his team’s colors proudly, and sharing his passion for sports with friends and family.

Mornings of Reflection:

Finding Peace in Routine

Bob starts every day with purpose and intention. Before the hustle and bustle of work, he takes time to center himself with a morning walk, often reflecting on his plans and goals for the day. Paired with his first cup of coffee and a daily reading rooted in scripture, these quiet moments set the tone for a positive and productive day.

Bob believes mornings are sacred—a time to focus, recharge, and prepare mentally for whatever lies ahead. Whether he’s walking through his peaceful neighborhood or visualizing the day’s tasks, this routine gives him a sense of calm and clarity. For Bob, mastering the morning is key to mastering life.

A Love for the Outdoors and Simple Pleasures

Giving back has always been a part of Bob’s life. From working with the Chamber of Commerce, Kiwanias, Berea Arts Fest to supporting foster youth through the We Care We Share program, Bob believes in making a difference in his community. His involvement in philanthropic efforts reflects his deeply held values of kindness, respect, and service.

One of Bob’s proudest moments was organizing donations for his church’s Feed the Hungry program, ensuring they could serve even more meals to those in need. Whether it’s mentoring, volunteering, or simply lending a helping hand, Bob’s commitment to service is a testament to his belief that small acts of kindness can create a ripple effect of good.

The Spirit of Volunteerism:

Serving the Community with Heart

Giving back has always been a part of Bob’s life. From working with the Chamber of Commerce, Kiwanias, Berea Arts Fest to supporting foster youth through the We Care We Share program, Bob believes in making a difference in his community. His involvement in philanthropic efforts reflects his deeply held values of kindness, respect, and service.

One of Bob’s proudest moments was organizing donations for his church’s Feed the Hungry program, ensuring they could serve even more meals to those in need. Whether it’s mentoring, volunteering, or simply lending a helping hand, Bob’s commitment to service is a testament to his belief that small acts of kindness can create a ripple effect of good.

Lock In Your Retirement

Lifestyle Today

Don’t leave your retirement to chance. With the Lifestyle Retirement Lockdown™, you’ll gain a clear, personalized plan to secure your income, protect your lifestyle, and ensure peace of mind for the years ahead.

Schedule your free, no-obligation consultation now and take the first step toward a confident and stress-free retirement. In just one meeting, you’ll discover how to create a financial future that supports the life you’ve always envisioned. Click below to book your appointment today!

Retirement Everest

Ethan Kap, Kenneth Wilcox, Bob King,

Theresa King and Brett Kitchen

It was an honor and pleasure to have served as an Executive Producer of the film, Retirement Everest.  Our goal was simple; to be able to shine a light on how people all over this great country of ours are experiencing a wonderful retirement and also to educate folks on the 7 Decumulation Risks you face in retirement!

  

Mt Everest was a wonderful backdrop and an excellent analogy. Climbing up the mountain (your Accumulation Phase) is a whole lot easier than climbing down the mountain (your Decumulation Phase).  More people die on the way down vs. going up the mountain.  The same is true for your retirement! You will face new risks and laws that you never knew existed!  We have tried to point out the big 7 for you in this movie. 

We also wanted to try and entertain you and have you enjoy the movie.  There was a lot of travel, hard work both physically and mentally, and a whole lot of hours that went into the making of Retirement Everest.  I hope you liked it!

If you have any feedback, [email protected]. Let me know.

Sincerely, Bob King.

MEET THE EXPERTS

TESTIMONIALS

Get in touch

440-243-5555

177 W Bagley Rd.
Berea, Ohio  44017

Lock In Your Retirement

Lifestyle Today

Copyright Bob King - 2025